Medicare Part C Plans are plan options that are element of the Medicare program. If a person has one of these plans, they normally receive all of their Medicare covered health care benefits through their plan. Medicare Part C coverage also includes prescription drug insurance coverage. Medicare Part C Plans provides:

A. Medicare Special Needs Plans
B. Medicare Health Maintenance Organization (H.M.O.)
C. Preferred Provider Organizations (P.P.O.)

When Medicare beneficiary join a Medicare Part C plan they are using the insurance card that they receive from the plan for your health care provider. Majority of these plans have additional benefits and lesser co-payments than the Original Medicare Plan. Still Medicare beneficiary might have to use the plan network to obtain services. To join a Medicare Part C Plan, person must have Medicare Part A and Part B coverage and pay your monthly Medicare Part B payment to Medicare. In addition, person may have to pay a monthly premium to your Medicare Part C Plan for the added benefits that they propose.

When Medicare beneficiary joins a Medicare Part C Plan, Medigap insurance policy won't work. It means it won't reimburse any deductibles, co-payments, or extra cost-sharing beneath your Original Medicare Health Plan. As a result person might want to drop Medigap insurance when he/she joins a Medicare Part C Plan.

However, Medicare beneficiary has an officially authorized right to remain the Medigap insurance policy.

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